BUYING OR SELLING A HOME
The dream of buying a home is often weighed-down by all the
steps its takes to get there. Of course the easy part
of matching Pottery Barn candles and Ikea sofas and chairs
is a romance even for general audiences. But sometimes
the process needs a little hand-holding, and that is why finding
the right professionals is fundamental to this endeavor.
Our office is designed to provide you with the depth of
experience and the level of attention you will need from the
moment you sign your contract until the time comes when keys
are exchanged. Our staff has a combined experience of over
35 years in real estate transactions with each professional
offering you their personal sense of caring and service in
order to make your purchase a cherished experience.
Your purchase is insured by one of the largest title insurance
underwriters in the country. We begin our work by searching
the title to insure that there are no liens or encumbrances
that would affect the marketability of your property. We also
connect with your Realtor and lender so that everyone is working
in sync. If a survey is required, we will order it for
you. We will coordinate with the sellers making sure
their mortgage is paid off, and if necessary, prepare the
documents required of the seller in order to guaranty their
accuracy. This is the very least you can expect, whether
you're buying a house, a condo, or even that bed-and-breakfast
you've longed for.
If you're buying a condominium or co-op, other issues materialize.
Reviewing the Declaration of condominium or of the
Cooperative (which are the governing rules of your building),
obtaining approval by its board of directors (a requirement
in all condo or co-op purchases), or even looking into issues
such as the solvency of the association or its maintenance,
our office is here to guide you every step of the way.
If you're selling your property, the steps are fewer but
the care is no less great. We will work with your buyers
or their representative, and we are there to work through
any problems that may come up regarding repairs or the title,
especially if your find yourself out of town.
In the end, everyone's hard work comes together at the closing.
The paperwork is signed, monies change hands, and well-wishing
fills the room. A job well done means that people can
now move on with their lives.
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Much
of the work that goes into a real estate closing when buying
a home must still be done even if you are simply refinancing
a loan. This is because a lender wants to make sure
that the title to your property will be free and clear of
any liens or judgments before they agree to lend money. We
will do the title search and it will be guaranteed by the
title insurance we issue. We coordinate the entire transaction
with your lender, and the only thing you have to do is come
pick up your check.